Life Insurance

Someone with a pre-existing condition has a greater urgency to have life insurance than a healthy person, as they have a lower life expectancy. It cannot be said that a pre-existing condition automatically disqualifies someone from the option of having life insurance. There are many ways to achieve this, although it is very likely that […]

My son lives in another country, can I name him beneficiary of my life insurance? A good part of Florida residents have ties to other countries, especially with Latin America. According to the last census, 21% of the population of the Sunshine State was born in other countries. That is why the question that many

How to claim the life insurance death benefit? The goal of life insurance is to provide financial protection to loved ones who survive the insured. This protection is materialized through the death benefit agreed in the life insurance contract. When the insured leaves this world, the surviving family members are in charge of claiming the

Moral of the classic tale “Martina the Beautiful Cockroach”. Once upon a time, there was a very beautiful and clean cockroach that everyone called Martina. One day, Martina the little cockroach, sweeping the house, found a penny with which she bought makeup powder. After many attempts, looking for suitors, she managed to marry the Pérez

Is life Insurance, a thing for the rich? A common thought is that life insurance is for people with money. Many think that a low-income person should not worry about having one of these insurances. However, life insurance is essential for low-income people. For example, if the insured person were to die suddenly, it would

Insurance for bad times. About 70 million Americans have some type of cardiovascular disease. Among them, 14 million have survived a heart attack. According to statistics, every 33 seconds a person suffers a heart attack. In other words, 1.4 million attacks occur each year. Cancer figures are equally alarming. In 2019 alone, more than 1.7

I am diabetic, can I purchase life insurance? Many diabetics believe that they cannot have life insurance because of their condition. That idea is not entirely correct, there are insurances for both Type 1 and Type 2 diabetics. A person with diabetes may be interested in term insurance as it is cheaper than permanent life

Future proof life insurance. One of the greatest fears of people who understand the usefulness of life insurance to guarantee the financial stability of the family is the uncertainty about their own health. Many wonder what will happen to me if in 10 years I become seriously ill and need money for treatment or to