Life Insurance

Term Life Insurance, the favorite of young couples. Living together, building a home, and having children create an emotional and financial interdependence between two people. It is a project in which both partners contribute to ensure economic stability, on which future plans, children’s education, and the pursuit of family happiness are built upon. If one […]

What happens to my life insurance if my insurer goes bankrupt? Many people, who want to purchase life insurance to protect their family financially in the event of their failure, are held back by the idea of what might happen to their benefits if the insurance company goes bankrupt. Due to the characteristics of this

What happens if I have life insurance and die while skydiving? Most people who buy life insurance seek to ensure financial protection for their family in case they pass away. They pay for a potential risk that may occur in the future. On the other hand, the business of insurance companies is to calculate risks

Term life insurance: the ideal instrument to protect yours. If you are among the lucky ones who took advantage of low-interest rates on home loans to buy property in Florida, you have fulfilled a fundamental part of the American dream. But with each achievement comes a responsibility. From now on, you must pay your mortgage

Life insurance: Term or permanent? Life insurance is an important financial tool that provides security and protection to individuals and their loved ones. Much associate life insurance with financial protection in the event of death, but it can also help ensure financial stability in the event of a serious illness or disability.There are two main

Life insurance: a multigenerational wealth creation tool. Not all of us are fortunate enough to be millionaires or to leave a great legacy for our children. Even less so, if we belong to the first generation of our family to immigrate to the US, barely mastering the language and with only a few years under

Is it expensive to have life insurance? When people hear about the benefits of life insurance, they consider it to be very expensive. Therefore, they discard the idea of acquiring it, without knowing that they start from a wrong assumption.The reality is that a 40-year-old person can take out a life insurance policy with a

How can I get life insurance from my employer? Some companies offer their employees life insurance as one of their benefits. It’s a tempting offer, although generally, the coverage amount is only one or two times the employee’s annual salary, not the ten annual incomes recommended for robust and efficient life insurance. Despite this limitation,