Five tips to lower your truck insurance. Despite the transportation industry moving billions of dollars’ worth of products through the country’s roads each year, many trucking companies face significant financial challenges that hinder their business progress.
One expense that cannot be avoided is insurance, but there are very useful ways to reduce it.
- Hire appropriate drivers
When trying to reduce insurance costs, it is essential to hire drivers with a clean driving record. Request a minimum of two years of CDL experience.
- Plan your routes
Believe it or not, the routes on which trucks operate have an impact on their commercial insurance. Routes with adverse weather conditions or high traffic density influence the level of risk. Whenever possible, plan your route to avoid densely populated metropolitan areas and roads with bad weather.
- Increase deductibles
Many truck operators are unaware that increasing the deductibles on their insurance policies can lower premium prices. You need to ensure that you can afford the deductible specified in your policy. Therefore, it is best to sit down with an agent from Univista Insurance to plan how much deductible you can handle.
- Improve your trucks
Having the newest truck on the market is not easy. However, considering that the age of trucks has a significant impact on insurance premiums, whenever you have an opportunity, improve your trucks. Look for those that have been on the road for less than 10 years and incorporate equipment that enhances the safety of your trucks.
- Call Univista
The best advice we can give you is to call Univista Insurance. There, the specialists will help you acquire the cheapest truck insurance in the market without losing benefits. Five tips to lower your truck insurance.
Call us today for a full qualification! 305-728-2088. You can also quote for free here.
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