Property Insurance Archives

Protection With Home Insurance Against Extreme Weather And Natural Disasters.

Protection with home insurance against Climate Change.

The rise in extreme weather events has sparked growing interest in home insurance against climate change. In vulnerable areas like Florida, many families are seeking broader protection options that include natural disaster insurance and insurance policies for extreme weather events. Consequently, having reliable weather coverage for houses in Florida has become essential to ensure both […]

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Person reviewing options to choose the best renters insurance for a modern rental apartment in Miami.

How to Choose the Best Renters Insurance Today.

Property Insurance

Having the best renters home insurance is essential to protect your belongings and peace of mind while leasing a property. In high-demand cities like Miami, where renting is common, getting renter’s insurance in Miami or taking steps to insure a rented apartment can make a major difference when facing unexpected events. Moreover, proper insurance coverage

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What to know about home insurance dog bite claims

Property Insurance

If you’re a homeowner with pets, understanding how home insurance dog bite coverage works is essential. Dog-related incidents can lead to costly claims, especially if someone is injured on your property. At Univista Insurance, we explain the role of homeowners policies in covering dog bite liability. In many cases, homeowners insurance includes protection for these

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roof and windows being reinforced before hurricane season in Florida

How to prepare your home and homeowners insurance for hurricane season

Property Insurance

Before hurricane season begins, it’s the perfect time to protect your home against high winds and heavy rains. Hurricane season runs from Sunday, June 1 through November 30, 2025. Check Your Insurance Policy Our first recommendation is to review your homeowners insurance and ensure you have the proper coverage in place to protect your property

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Tailored HO6 insurance policy for Florida condo owners with Univista

Best HO6 Insurance Policy for Condo Owners 2025.

Property Insurance

What Does an HO6 Insurance Policy Cover? An HO6 insurance policy protects the interior of a condo unit and provides liability coverage for the owner. It’s ideal for those living in buildings where the condo association only insures shared spaces. It covers interior upgrades, appliances, furniture, and personal belongings. In case of damage or theft,

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If You Own a Home in Florida, You Could Receive $1,000

Property Insurance

Between car insurance, homeowner’s insurance, and property taxes, Florida residents are spending a significant portion of their income on basic household costs. That’s why many welcomed the recent proposal by the state’s governor, aimed at lowering homeowner’s insurance premiums and returning $1,000 in taxes to primary residence owners. What does the proposal include? The property

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Does Homeowners Insurance Cover Lightning Strikes?

Property Insurance

Congratulations! You just bought a beautiful home in the Sunshine State—maybe near the beach, with a nice pool or a yard full of fruit trees. Natural light floods in through the windows, giving your home a spacious and welcoming feel. But here’s something you might not know: Florida isn’t just the Sunshine State—it’s also the

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Florida spring yard cleanup and home maintenance checklist

Spring: Time to Fix Up the Yard

Property Insurance

Florida’s weather defines our lifestyle. Winters are usually sunny and mild, while summers are hot, rainy, and humid. That’s why spring is the perfect time to prepare your yard and refresh your home’s exterior. Temperatures are moderate and the heavy summer rains haven’t arrived yet. The Yard It’s time to gather fallen branches and leaves

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