Property Insurance

I own a mobile home, do I need insurance? About 20 million Americans live in mobile homes, whose fundamental difference from a traditional house is that they are built in a factory and rest on a chassis. Mobile or manufactured homes need insurance just like any other home. This typically covers your structures, and personal […]

“Pay righteous for sinners” A few years ago I saw a documentary that reflected the rural lifestyle in Okinawa, Japan. The host accompanies the interviewee to shop at a small vegetable store in the village in question. All the vegetables were very well placed and there was no one on the premises. Each person took

Despite the current upward trend, it is possible to lower your home insurance policy. It is no secret to anyone that the price of home insurance policies is rising. Building materials shortages and high demand have sent rebuilding budgets skyrocketing, pushing home insurance prices up. If we want to reduce what we pay for our home

Is homeowners insurance deductible? Generally, money spent on home insurance is not tax-deductible. This is how the IRS considers it. Except for some exceptions that we tell you below. If you work in your own home, you can deduct from taxes the proportional part of the area that your business occupies. Let’s suppose that at

Does my new solar panel cover my homeowner’s insurance? Clean energy is increasingly present in our lives. It is common to see in our geography large wind farms or solar panels “seeded” in the fields or even floating in the multiple lakes of Florida. Homes are not left out of this energy revolution, so our

What are the most frequent insurance claims? Housing is the most valuable asset for most people. Having the appropriate policy that protects the house against any danger or eventuality is the responsibility of the owner. For this reason, it is important to know which are the most frequent insurance claims and see if we have

Is December a good month to buy a home? Regardless of the date and season, the first requirement to go out and buy a home is to be financially prepared. That is, have good credit, work, and stable income, have the approval of the bank that will grant the mortgage, or be eligible for any

How do I prepare my house for a flood? For ordinary people, buying a house is their biggest investment. That’s why they take all the necessary measures to keep it maintained, updated, and safe. Floods are one of the worst, most costly, and recurring damages that homes can suffer, especially those located in high-risk areas.