Boating is one of life’s greatest pleasures. Relaxing aboard a comfortable vessel, admiring the sea, enjoying views of the city from a new angle, or discovering nearby islands surrounded by nature is a truly unforgettable experience. For many, boating is the ultimate hobby, and living in Florida is a dream come true for sea lovers.
But what happens when, mid-journey, you hear a sudden noise—a jolt indicating you’ve struck something submerged?
Yes, many boats collide with underwater or semi-submerged objects while sailing. Despite having GPS navigation systems, tides often carry large logs, planks, oyster beds, abandoned coolers, or even sunken vessels—especially after storms.
Many of these hazards are invisible from the surface and pose a real threat. They can severely damage your boat, endanger passengers, cause flooding, leave you stranded, or even lead to fuel spills at sea.
With over one million recreational boats and more than 35,000 commercial vessels, Florida reported 832 boating accidents in 2023.
That’s why boat insurance is essential—even for small vessels. These policies typically cover:
- Physical damage to your boat
- Liability coverage for third-party damages
- Environmental pollution liability
- Medical payments for injuries
- Personal property on board
- Towing and emergency assistance
Getting boat insurance is easier than you think. Just call Univista Insurance, and our specialists will help you find the right coverage to protect your vessel.
If you ever hit one of these objects at sea, your only concern should be the safety of your family. Let your boat insurance take care of the rest.
👉 Learn more about coverage at: Univista Boat Insurance or call (305) 995-0032 to speak with one of our insurance experts.
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